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A to Z Travel Tips
From A to Z we have travel tips to help you make the most of your travel experience.
Existing Medical Cover
Consider your health
Our policies provide cover for a range of existing medical conditions. For other health conditions you may need to complete a health assessment for approval of the additional cover. If approved, you will need to pay the additional premium and you’re ready to go.
The following conditions are automatically covered if you meet the criteria as set out below.
| Condition | Criteria |
|---|---|
| Acne | No additional criteria |
| Allergy | In the last 6 months, You haven't required treatment by a medical practitioner for this condition. You have no known respiratory conditions (e.g. Asthma). |
| Asthma | You are less than 60 years of age when you purchase the policy. In the last 12 months, You haven't had an Asthma exacerbation requiring treatment by a medical practitioner. You have been a non-smoker for at least the last 18 months. You don't need oxygen outside of a hospital. You don't have a chronic lung condition or disease (whether chronic or otherwise) including Chronic Asthma, Chronic Bronchitis, Chronic Obstructive Pulmonary Disease (COPD), Emphysema or Pulmonary Fibrosis. |
| Bell's Palsy | No additional criteria. |
| Bunions | No additional criteria. |
| Carpal Tunnel Syndrome | No additional criteria. |
| Cataracts Glaucoma |
In the last 90 days, You haven't had an operation for this condition. You have no ongoing complications of this condition. |
| Coeliac Disease | In the last 6 months, You haven't been treated by a medical practitioner for this condition. |
| Congenital Blindness | No additional criteria. |
| Congenital Deafness | No additional criteria. |
| Ear Grommets | You don't have an ear infection. |
| Epilepsy | In the last 2 years, You haven't required medical treatment for this condition. You don't have an underlying medical condition (e.g. previous head trauma, Brain Tumour or Stroke). |
| Gastric Reflux | Your Gastric Reflux doesn't relate to an underlying diagnosis (e.g. Hernia/Gastric Ulcer). |
| Goitre | No additional criteria. |
| Graves' Disease | No additional criteria. |
| Gout | No additional criteria. |
| Hiatus Hernia | No additional criteria. |
|
Hip Replacement Knee Replacement Shoulder Replacement Hip Resurfacing |
The procedure was performed more than 6 months ago and less than 10 years ago. You haven't had any post-operative complications related to that surgery. Post-operative complications include joint dislocation and infection. |
|
Hypercholesterolaemia (High Cholesterol) |
You don't have a known heart or cardiovascular condition. |
|
Hypertension (High Blood Pressure) |
You don't have a known heart or cardiovascular condition. You don't have Diabetes (Type 1 or 2). Your Hypertension is stable and managed by Your medical practitioner. In the last 12 months, Your prescribed blood pressure medication hasn't changed. You aren't suffering symptoms of Hypertension. You aren't having investigations related to blood pressure. |
| Menopause | You don't have Osteoporosis. |
| Migraine | No additional criteria. |
| Gastric Ulcer Peptic Ulcer |
In the last 12 months, the Peptic/Gastric Ulcer has been stable. |
| Plantar Fascilitis | No additional criteria. |
| Raynaud's Disease | No additional criteria. |
| Skin Cancer | Your Skin Cancer isn't a Melanoma. You haven't had chemotherapy or radiotherapy for this condition. Your Skin Cancer does not require any follow-up treatment e.g. chemotherapy, radiotherapy or further excision. |
|
Stenosing Tenosynovitis (Trigger Finger) |
No additional criteria. |
| Urinary Incontinence | No additional criteria. |
| Underactive Thyroid Overactive Thyroid |
The cause of Your Underactive/Overactive Thyroid wasn't a tumour. |
If you are pregnant and want more information about cover for your pregnancy while travelling please see our page Pregnancy Travel Insurance
