Domestic travel insurance

Australia is a wonderful place to explore and while Medicare will cover you for medical expenses, you might still want to have cover for the unexpected. Things like accommodation for your loved ones should you need to stay in hospital away from home or cover for cancellation costs.

We offer two levels of domestic travel insurance:

• Domestic
• Cancellation only

 

Domestic

This is our most comprehensive domestic policy and includes the following cover

Benefit	Benefit Level	Benefit Description
Additional expenses	$10,000*^	Cover for unexpected travel costs such as when: a doctor says you’re too sick to travel you need to return home because a relative in Australia suddenly falls ill your transport is disrupted due to a strike, riot or civil commotion
Amendment or Cancellation	$10,000*^	Cover for trip amendments or cancellation if an unexpected event occurs, such as: you’re sick or injured and can no longer travel a relative in Australia is sick
Luggage and travel documents	$6,000	Cover is included (limit per item) for lost, stolen or damaged personal belongings, including: cameras and video cameras—up to $3,500 laptop computers—up to $3,000 tablet computers—up to $3,000 phone or smart watch—up to $1,000  drone (with or without camera) - $1,000 artificial limb, removable dental appliance, dentures or medical device e.g. hearing aids, CPAP machine - $1,000 jewellery, watch or other items—up to $1,000
Rental car insurance excess   Bonus cover for personal vehicle excess	$4,000     $2,500	If your vehicle is stolen or damaged there’s cover for the excess you’re required to pay.
Travel delay	$750	If your travel is delayed for at least 6 hours by an unexpected event outside your control, there’s cover for additional costs in accommodation (sub-limits apply).
Special events	$2,000
Loss of income	$1,500+ (up to $250 per month)
Disability	$10,000+
Accidental death	$10,000+
Personal liability	$200,000

 

Cancellation only

If you prefer, you can choose our Domestic Cancellation product. This allows you to choose your own level of cancellation cover should something unexpected happen and you can no longer take your tip. The cover you choose will apply per policy.

Terms and conditions: *Sub-limits apply. Please refer to the policy wording. ^ Exclusions and sub-limits apply. +Maximum liability collectively for Section 13, 14 and 15 is $25,000 on the Premium Plan and $10,000 on the Domestic Plan. Cover is subject to conditions, exclusions, limits and sub-limits of the policy. Read the Combined FSG/PDS available from your travel consultant to ensure you understand the conditions, exclusions, limits and sub-limits that apply and check that the insurance meets your specific needs and financial situation before deciding to buy. Any advice provided is general advice only. Insurance administered by Cover-More Insurance Services Pty Ltd ABN 95 003 114 145, AFSL 241713 and issued by the insurer, Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507.